Uninsured & Underinsured Motorist


There’s another unfortunate side of the economic downturns caused by COVID-19, layoffs, and business closures that impact every driver on the road. The number of uninsured and underinsured motorists are on the rise!

According to law firm AAG as of 2019, there were some 32 Million Americans driving without insurance! That’s was about 1 in 8 drivers on the road. As you can imagine with the business closures and layoffs due to COVID-19 that number is bound to have risen. This means responsible drivers who purchase insurance may end up paying for injuries caused by uninsured & underinsured motorists.

Uninsured & Underinsured Motorist Coverage on our auto policy is for you and the passengers in your vehicle when the other driver who caused your injuries either does not have enough insurance or no insurance at all to cover the cost of your injuries, ie. medical expenses. Your insurance company will pay for your medical expenses and then go after the guilty party (Uninsured & Underinsured Motorist) and sue them for the damages. Meanwhile, you can rest and recover from your injuries. It is important to know your liability limits to ensure you have the coverage you need at the time of an accident with an uninsured & underinsured motorist. Also, be sure to review the coverage you carry for your own liability so that you know you are covered and do not become part of these staggering statistics!  Uninsured & Underinsured Motorist Coverage is surprisingly Super Affordable when compared to the cost of medical bills today!

If you haven’t reviewed your liability coverage in the last two years, now is as good a time as any to revisit your auto insurance coverage to ensure you avoid extra costs after an accident. We’ve happily reviewed and explained uninsured & underinsured motorist, as well as all policy coverage with everyone who has ever phoned us, client, or not! One of our insurance agents would be happy to review your coverage with you free of charge.

Contact Us

The WIN Group Insurance Agency
1082 Park Avenue
Columbus, WI 53925
Phone: (920) 350-0800


M-F: 9:00 am - 5:00 pm
SAT: by Appointment Only
SUN: closed